Hire Purchases Create Agreement

Create Hire Purchase Agreement

Complete all steps to create a new hire purchase for a registered client

Accra Electronics Ltd
1
Client & Guarantor
Search & Verify
2
Product & Terms
Item & Schedule
3
Payment Schedule
Review & Calculate
4
Agreement & Signatures
Sign & Submit

Client Search

Search by name or Ghana Card number
Accepted formats: full name (e.g. Kwame Boateng) or Ghana Card (e.g. GHA-123456789-0)

Querying NIA database and credit bureau…

🚩 National Flag Warning — Active Hire Purchases at Other Shops

This client has a recorded default at another shop in the system. Review before proceeding.

NIA Verified
KA
Kwame Boateng Asante
GHA-798234561-3 NIA Verified +233 24 567 8901 Accra, Greater Accra Civil Servant
75
Payment
Behaviour
70
AI Credit
Score
50
Risk
Rating
Member since Jan 2023 2 Previous HPs No Active Bans
Linked Guarantor
EA
Efua Ama Mensah
GHA-654321987-5 3 Active Guarantees NIA Verified
+233 20 334 5678

Product Details

Item being purchased on hire purchase
Select a product from the catalogue
Product name is required

Pricing & Terms

Define payment structure
GHS
Product price is required
GHS
Down payment cannot exceed product price
Cash
MoMo
Visa
MasterCard
Bank
6 months
12 months
18 months
24 months
36 months
48 months
60 months
Please select a repayment duration
Payment Summary
Product Price GHS 0.00
Down Payment GHS 0.00
Total Amount Payable (excl. interest) GHS 0.00
Interest Amount GHS 0.00
Monthly Payment GHS 0.00
Number of Installments —
First Payment Due —
Final Payment Due —
Monthly Payment = (Product Price − Down Payment) ÷ Number of Months

Full Installment Schedule

0 installments
# Due Date Amount (GHS) Status
Enter product price and terms to generate schedule

Hire Purchase Agreement

Auto-generated legal document

Signatures

All three parties must sign
Client Signature

Click to sign

K. B. Asante
Pending signature
Guarantor Signature

Click to sign

E. A. Mensah
Pending signature
Shop Officer Signature

Click to sign

A. Korantema
Pending signature
Client Consents
I, the client, confirm that all information provided is accurate and I agree to the hire purchase terms and conditions.
I understand that missed payments may result in collection action, a negative credit report, and potential legal proceedings.
I consent to my Ghana Card and biometric data being verified against the NIA national database for KYC purposes.
I agree to receive SMS payment reminders and notifications from the Ghana Hire Purchase Management System.

Hire Purchase Agreement Created!

The agreement has been signed, recorded, and anchored to the blockchain successfully.

Agreement Reference Number
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Blockchain Transaction Hash
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Client
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Product
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Monthly Payment
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Total Months
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